Naomi Hamm - Mortgage Broker
Current Prime Rate - 7.2%
Bank of Canada Qualifying rate - The greater of contract rate +2% or 5.25%
Insured
5 year fixed rate - 4.99%
5 year Variable rate - Prime - .9%
Insurable
5 year fixed rate - 5.24%
5 year Variable rate - Prime - .6%
Refinance/Uninsurable
5 year fixed rate - 5.39%
5 year Variable rate - Prime - .25%
3 year Rate Special - fixed - 5.29%
4 year Rate Special - fixed - 5.09%
*Effective March 8 2024. Certain restrictions may apply. Rates subject to change without notice. Rates subject to qualifying*
Available Products
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Purchases
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Renewals
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Transfers
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Refinances
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Rentals
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2nd Homes
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Purchase plus Improvements
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2nd Mortgages
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Business for Self
Special Product Promotions
**Effective March 8 2024 Certain Restrictions apply.**
Peace of Mind Promo - Cash Back
Need a little extra cash to help cover closing costs or pay off debt or just extra money in your pocket. The Peace of Mind Mortgage might be for you. Get 1 - 3% cash back at closing.
*restrictions apply, only available with certain lenders
Frontline Promo
Who can apply?
- Border Services
- Correction Officers
- paid Firefighter
- Paramedic
- Police Officer
- Registered Physician
- Registered Nurse
- Registered Practical Nurse
- Teachers
- Teachers aids
- Professors
- Principals
What are the perks?
- discounted interest rate
- up to $1000 cash back at closing
*restrictions apply, only available with certain lenders
Manulife One
What is a Manulife One mortgage? It's an all in one account that can save you thousands in interest.